CONSTRUCTION HOME LOAN

Building Your Property Dreams into Reality

Construction Loans Tailored to Your Vision

Customized Financing Solutions for Your Construction Project - Bring Your Vision to Life

Embarking on a construction project is an exciting journey, and at Clear Path Home Loans, we are here to support you every step of the way. Our construction loans are specifically designed to help you bring your vision to life, whether you're building your dream home or undertaking a major renovation.

With our tailored financing solutions, you can access the funds you need to cover construction costs, materials, and labor, all while enjoying the flexibility and convenience of a construction loan. Our experienced team of mortgage brokers will work closely with you to understand the unique requirements of your project and guide you through the loan application process. We will help you navigate the complexities of construction loans, ensuring you have a clear understanding of the terms, progress payments, and other important details.

How we help you build your dream?

Our expertise in dealing with lenders on construction finance is crutial in securing the right loan with the right terms

Expert Guidance Throughout the Construction Process

Our team of experts will provide you with valuable guidance and support from the initial planning stages to the completion of your construction project. We understand the intricacies of construction loans and can navigate you through the process, ensuring a seamless experience.

Tailored Financing
Solutions

We offer customized financing solutions that cater to the specific requirements of your construction project. Whether you're building a new home, adding an extension, or undertaking a major renovation, we will tailor a construction loan that aligns with your budget, timelines, and project scope.

Streamlined Loan Application and Progress Payment Process

We simplify the loan application process and progress payments, making it easier for you to manage the financial aspects of your construction project. Our team will assist you in understanding the documentation requirements, ensuring timely progress payments are made to your builders, suppliers, and contractors, enabling your project to move forward smoothly.

"Shane has been an invaluable partner in our construction journey. Their expertise in construction loans and unwavering support throughout the process made all the difference."

Emily Twins

Home Builder - Merimac

How much deposit do I need to buy my first home?

The deposit required for your first home can vary, but typically, lenders may require a deposit of at least 5% to 20% of the property's purchase price. However, there are options available, such as low deposit home loans, which allow you to put down a smaller deposit.
What is the process of getting pre-approved for a home loan?

Pre-approval involves a lender reviewing your financial situation and determining the maximum loan amount they are willing to lend you. To get pre-approved, you'll typically need to provide details about your income, expenses, assets, and liabilities. It's a helpful step to understand your budget and demonstrate to sellers that you are a serious buyer.
What additional costs should I consider when buying a home?

In addition to the purchase price, you should budget for other costs such as stamp duty (a tax on property purchases), legal fees, inspection costs, mortgage insurance (if applicable), and moving expenses. It's important to factor in these costs to ensure you have a comprehensive budget for your home purchase.
How does the First Home Owner Grant work?

he First Home Owner Grant is a government incentive aimed at assisting first-time home buyers. Eligibility criteria and grant amounts vary between states and territories. Generally, it provides a one-time financial grant that can be put towards the purchase of your first home. Be sure to check the specific details and requirements in your area.