Tailored Home Loans for Medical Professionals
As a dedicated mortgage broker for medical professionals, we understand the unique financial circumstances and busy schedules that come with your profession. Our specialised home loan solutions are designed to cater to your needs, offering competitive rates, flexible terms, and personalised service to help you secure your dream home and focus on what matters most—your patients and your career.
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With our in-depth knowledge of the medical industry and commitment to exceptional service, we are here to support you every step of the way in achieving your homeownership goals.
Benefits for Medical Professionals
Waived LMI for Medical Professionals
Borrow up to 100% of your home loan value and pay nothing in LMI. We save doctors an average of $18,000 for a 90% LVR, $800,000 home loan.
Specialist Interest Rates for Medical Professionals
We negotiate a special ‘Doctors Only‘ rate for you, backed by a 98% approval rate. We negotiate the best deal for you, with discounts below the bank’s advertised rate.
Loans for Individuals with short ABN's
A loan specifically designed for those building a new home or undertaking significant renovations, with funds released in stages throughout the construction process.
Why Clearpath? We understand you as Medical Professionals
As a mortgage broker, I have a unique understanding of the challenges and aspirations of medical professionals.
My wife, a Paediatric Immunologist, has given me firsthand insight into the demands and dreams of those in the medical field, driving me to provide tailored home loan solutions that cater specifically to their needs. With this personal connection, I am able to offer empathetic and knowledgeable support to medical professionals seeking to achieve homeownership while pursuing their noble careers.
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Shane Stewart
Senior Mortgage Broker
Who we can help with home loans
We help and support all medical professionals in their home loan journey.
Don't see your specific role listed? We can still help, just get in touch
Doctors, Intern Doctors & General Practitioners
Anaesthesiologists, anaesthetists
Cardiologists
Chiropractors
Cosmetic surgeons
Psychiatrists & Psychologists
Radiologists
Dentists
Dental surgeons
Dermatologists
Gynaecologists
Paediatricians
Optometrists
Oncologists
Epidemiologists
Immunologists
Neurologists
Pathologists
Pharmacists
Surgeons
How we help Medical Professionals?
Empowering Medical Professionals on their homeownership journey
Specialised Loan Programs for Medical Professionals
We offer exclusive home loan programs tailored specifically for medical professionals, taking into account the unique financial circumstances and potential future earning potential of your profession. These programs may include features such as low deposit requirements, waived Lenders Mortgage Insurance (LMI), and flexible lending criteria.​
Streamlined Application Process
We understand the demands of your busy schedule as a medical professional. Our team is experienced in working with medical professionals and can streamline the application process, minimising paperwork and providing efficient communication with lenders. We strive to make the home loan process as smooth and convenient as possible, allowing you to focus on your medical practice.
Expert Guidance
and Advice
Our knowledgeable mortgage brokers specialise in assisting medical professionals and are well-versed in the intricacies of home loans for this specific group. We provide expert guidance and advice, taking into consideration factors such as unique income structures, student debt, and potential future career changes.
CUSTOMER STORY
First- time home buyers loan with 6 months ABN history.
- Janice Wong
- Newly qualified consultant oncologist
- ACT
Janice's inspiring customer story highlights our unwavering commitment to helping first-time homebuyers. Despite having only a 6-month employment history, we worked tirelessly to secure a tailored home loan solution for Janice, ensuring she could fulfill her dream of homeownership and embark on a new chapter in her life.
"Shane helped me find a good package and also was great in fitting into my tight schedule."
James McDonald
Doctor Northern Gold Coast
Home Owner - Mermaid Beach
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How much deposit do I need to buy my first home?The deposit required for your first home can vary, but typically, lenders may require a deposit of at least 5% to 20% of the property's purchase price. However, there are options available, such as low deposit home loans, which allow you to put down a smaller deposit.
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What is the process of getting pre-approved for a home loan?Pre-approval involves a lender reviewing your financial situation and determining the maximum loan amount they are willing to lend you. To get pre-approved, you'll typically need to provide details about your income, expenses, assets, and liabilities. It's a helpful step to understand your budget and demonstrate to sellers that you are a serious buyer.
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What additional costs should I consider when buying a home?In addition to the purchase price, you should budget for other costs such as stamp duty (a tax on property purchases), legal fees, inspection costs, mortgage insurance (if applicable), and moving expenses. It's important to factor in these costs to ensure you have a comprehensive budget for your home purchase.
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How does the First Home Owner Grant work?he First Home Owner Grant is a government incentive aimed at assisting first-time home buyers. Eligibility criteria and grant amounts vary between states and territories. Generally, it provides a one-time financial grant that can be put towards the purchase of your first home. Be sure to check the specific details and requirements in your area.
