FIRST HOME BUYER LOAN

First Home Buyer Solutions That Make Dreams a Reality

Personalized Guidance and Support Every Step of the Way to your first home.

Taking the First Step towards Homeownership: Our Dedicated Support for First Home Buyers

Purchasing your first home is an exciting milestone, and at Clear Path Home Loans, we are here to make your dream of homeownership a reality. Our team specializes in assisting first-home buyers like you, providing personalized guidance and support throughout the entire home-buying process.

We understand that navigating the complexities of securing a home loan can be overwhelming, especially for first-time buyers. That's why we take the time to explain each step, from pre-approval to settlement, ensuring you have a clear understanding of the process and feel confident in your decisions.

With access to a wide range of loan products and lenders, we are committed to finding the most suitable home loan options that match your financial situation and goals.

How we help first time buyers?

We're here every step of the way to your first home

homeowner discussing refinancing with mortgage broker over coffee

Personalized Financial Guidance

We provide personalized financial guidance to first-time home buyers, helping you understand the financial aspects of homeownership. From creating a budget and determining affordability to exploring available grants and assistance programs, we ensure you are well-informed and equipped to make confident decisions.

mortgage broker signing home loan documents

Navigating the Home Loan Process

We guide you through the home loan process, making it easier to understand and navigate. We assist with tasks such as mortgage pre-approval, gathering necessary documents, and selecting the right loan product. Our expertise and support simplify the journey, saving you time and effort.

first home buyer recieving the keys to new home

Access to First Home Buyer Benefits

As a first-time home buyer, you may be eligible for various benefits. We help you unlock these opportunities by providing insight into government grants, stamp duty exemptions, and other incentives that can significantly reduce your upfront costs and make homeownership more attainable. Our goal is to maximize the benefits available to you.

familyPlaying in the Garden of their new home

Clear Path Home Loans made my first home buying experience smooth and stress-free, guiding me every step of the way"

Alex McCadden

Home Owner - Robina

How much deposit do I need to buy my first home?

The deposit required for your first home can vary, but typically, lenders may require a deposit of at least 5% to 20% of the property's purchase price. However, there are options available, such as low deposit home loans, which allow you to put down a smaller deposit.
What is the process of getting pre-approved for a home loan?

Pre-approval involves a lender reviewing your financial situation and determining the maximum loan amount they are willing to lend you. To get pre-approved, you'll typically need to provide details about your income, expenses, assets, and liabilities. It's a helpful step to understand your budget and demonstrate to sellers that you are a serious buyer.
What additional costs should I consider when buying a home?

In addition to the purchase price, you should budget for other costs such as stamp duty (a tax on property purchases), legal fees, inspection costs, mortgage insurance (if applicable), and moving expenses. It's important to factor in these costs to ensure you have a comprehensive budget for your home purchase.
How does the First Home Owner Grant work?

he First Home Owner Grant is a government incentive aimed at assisting first-time home buyers. Eligibility criteria and grant amounts vary between states and territories. Generally, it provides a one-time financial grant that can be put towards the purchase of your first home. Be sure to check the specific details and requirements in your area.