Property Investment News Queensland

Medical professionals are trained to monitor health indicators closely. Small changes picked up early can prevent larger problems later on. The same principle applies to your finances. For doctors, specialists and practice owners, regular financial health checks are an important way to stay in control of cash flow, manage risk and ensure your lending arrangements continue to support your broader goals . Yet many busy professionals set up their finances once and then leave th

With living costs still high and household budgets under pressure, many Australians are using credit cards more often than they’d like. According to Roy Morgan , over one in three Australian credit card holders now rely on credit to make ends meet. But when it comes time to apply for a home loan, those credit cards can have a bigger impact on borrowing power than most people realise. Understanding how lenders view your credit cards could mean the difference between securing

Tucked between Brisbane and the Gold Coast, Greater Flagstone and its emerging neighbour Flinders Lakes are quietly transforming into one of South East Queensland’s most significant long-term property plays. Originally flagged in strategic planning documents over a decade ago, this corridor was identified early as a key growth precinct to accommodate the region’s rising population. In 2010, it was declared a Priority Development Area, clearing the path for large-scale residen

Lenders view nurses as low-risk borrowers due to their steady employment and reliable income. Your profession is in high demand, and that gives you an edge when applying for finance. Many banks and brokers offer tailored home loans for nurses, providing added flexibility and cost-saving incentives. At CPHL, we work closely with healthcare professionals across Australia to help them make the most of these benefits and secure a mortgage for nurses that aligns with their lifesty

Unlocking Your Home’s Financial Opportunities in FY26 With the new financial year upon us, now is the perfect time to explore how refinancing your mortgage on the Gold Coast , or anywhere along the East Coast, can support your financial goals in FY26 and for years to come. As a medical professional, you’re used to working in high-pressure environments that require forward-thinking and strategic planning. The same approach can be applied to your financial health, especially wh

From July 1, 2025, several major government schemes have come into effect, aimed at helping more Australians break into the property market. As a mortgage broker working closely with buyers in both Queensland and New South Wales, I’ve had many clients ask me how these changes affect them. If you're a first home buyer, there are now multiple ways to get into the market with as little as a 2 to 5 percent deposit — and without having to pay Lenders Mortgage Insurance (LMI). But

If you’re a doctor with HELP debt, recent changes from the Australian Prudential Regulation Authority (APRA) could significantly improve your borrowing power by updating how lenders assess this type of debt. By recognising the unique way HELP debt works, these new guidelines may allow doctors to borrow more than before. What Has Changed? Previously, HELP debt was treated the same way as other debts during loan assessments. Lenders applied a standard servicing buffer that redu

Between long shifts, growing responsibilities, and high-pressure work environments, navigating the property market can feel like a...

Navigating a busy career in patient care while pursuing homeownership might seem challenging, but as a medical professional you have...

In recent years, Mortgage Brokers have become the top choice for Australians looking to secure home loans. New data from the Mortgage & Finance Association of Australia (MFAA) revealed that mortgage brokers accounted for a staggering 73.7 percent of all new home loans in the quarter ending June - marking the second highest result on record.  That’s nearly three-quarters of borrowers choosing brokers over banks and it’s easy to see why.  A record-breaking preference Mortgage b

I will quickly define these two concepts of cash flow and capital growth as they apply to property investing. Cash flow This is the difference between how much money it costs you to own the investment and how much money you get from it. Case Study: negative or positive? So if you pay $20,000 a year on the investment home loan, rates, and property maintenance and receive $14,800 a year in rent, your cash flow is minus $5,200 each year, meaning that it costs you $100 per week t

ne of the biggest concerns of would-be-investors are the risks of them becoming unemployed or having problem tenants who might damage their property or stop paying rent. The answer is to ensure you are properly insured against these circumstances. Key Point: Income Protection Insurance and Landlord Insurance are a must when you own an investment property. Don’t leave yourself exposed. I have had one bad experience with tenants where the real estate agent had to organise an e

When setting up your home loans, one of the most important decisions you will make is deciding how to implement these steps, starting with getting the right home loan, setting it up correctly, and reviewing it regularly. To do this most effectively, you need a trusted advisor. Find a trusted advisor The way I see it, the answer comes down to two things: Trust — in whose interest is it that you pay your home loan off fast? Competence — who knows how to do it properly? When it