Waived LMI
Borrow up to 100% of your home loan value and pay nothing in LMI, saving doctors an average of $18,000 for 90% LVR, $800k home loan.
Specialist Interest
We negotiate a special rate for medical professionals, backed by a 98% approval rate, with discounts below the banks advertised rate.
Higher Borrowing
As a medical professional, we can help you buy your dream property sooner by accessing a higher maximum borrowing capacity.
Simplified Process
We understand the busy schedule and demands of medical professionals, we
offer minimal paperwork and efficient communication.
Hi, I’m Shane, founder of Clear Path Home Loans.
As a mortgage broker, I have a unique understanding of the challenges and aspirations of medical professionals.
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My wife, a Paediatric Immunologist, has given me firsthand insight into the demands and dreams of those in the medical field, driving me to provide tailored home loan solutions that cater specifically to their needs. With this personal connection, I am able to offer empathetic and knowledgeable support to medical professionals seeking to achieve homeownership while pursuing their noble careers.
Shane Stewart
Senior Mortgage Broker
Why do I need Clear Path if I can get a loan through the bank?
With Clear Path ...
We take the extra time upfront to understand your unique personal situation so we can provide you with a complete solution that looks after your current and future needs
We minimise the the amount of work needed, we know that you live a busy life - simplicity is key
We can provide expert guidance and support every step of the way
Available to you outside of regular business hours, with a direct contact to a real person
We source, compare and provide you with the best lending offers from dozens of lenders
With a bank ...
You’re often treated like a number, meaning that they care more about the transaction than your financial future
Banks can only offer you a limited selection of loan products. You’ll need to do the leg work to compare lenders and their offerings, often missing the best deals available to you
Often you’ll be dealing with someone who doesn’t know the best product and offers unique to your situation. As a medical professional, theirs unique offers to be unlocked but can be overlooked when lending directly with a bank
Only available to you during regular banking business hours
What’s the process of working with Clear Path Home Loans?
DISCOVERY
01
DISCOVERY
We source, compare and provide you with the best lending offers from dozens of lenders.
02
ASSESS
We assess your scenario, taking into consideration your current and future property aspirations. Part of this process is screening our lenders and getting your pre-approval.
03
NEGOTIATE
We’ll negotiate your rate, present you with the best possible options on the market unique to your situation.
04
APPROVAL
You pick the option that best suits you, and we get your home loan formally approved.